Solutions · Equipment Finance

Floor plan built for equipment, powered by VeroOS

Run a modern floor plan program, or launch one, across construction, ag, material handling, trucks, marine & powersports, and rental. VeroOS carries the operational load so you can serve every dealer in the showroom, through the cycle.

Welcome, Morgan ReyesApril 16, 2026
M
My Dashboard
Dealers
Suppliers
Funding Requests
Titles
Payments
Audits
Risk
$
$24.6M
Credit Outstanding
$96.4M
Committed Capital
%
25.5%
Utilization Rate
38
Active Dealers
1,204
Assets Floored
Active Dealers 38
Frozen Dealers 3
DEALER
CONTACT
LINE UTILIZATION
ASSETS FLOORED
NEXT CURTAILMENT
Summit Equipment Co.
DEMO0051 · Construction
Casey Monroe
(720) 555-0142
$881,000 / $1,000,00088%
42
$18,400
Apr 20
Frontier Ag & Turf
DEMO0044 · Agriculture
Drew Carter
(305) 555-0198
$540,000 / $750,00072%
28
$9,850
Apr 22
Harbor Material Handling
DEMO0067 · Material Handling
Riley James
(512) 555-0173
$405,000 / $750,00054%
19
$6,400
Apr 25
Ridgeline Truck Center
DEMO0102 · Trucks
Watch List
Dana Whitfield
(216) 555-0155
$95,000 / $500,00019%
8
$3,100
Apr 18
Every vertical

One line across the whole showroom

Advance rates and curtailment structures calibrated by vertical, to how each kind of inventory actually turns.

Construction

Compact and heavy equipment, from skid steers to excavators and cranes.

Agriculture & Turf

Tractors, implements, and turf equipment with seasonal curtailment structures.

Material Handling

Forklifts, industrial power, and warehouse equipment across locations.

Trucks & Vocational

Medium- and heavy-duty trucks and vocational vehicles with title control.

Marine & Powersports

Boats, personal watercraft, and powersports with unit-level tracking.

Rental & Fleet

Utilization-based monitoring for rental and fleet inventory.

Two ways to grow with Vero

Power your floor plan program, or launch a new one

VEROOS PLATFORM

Power your program

Already floor equipment? License VeroOS to modernize funding, servicing, titles, audits and risk, and serve smaller facilities that used to cost too much to support.

Real-time monitoring and digital + on-site audits
Curtailments calibrated by vertical
Self-service dealer portals
LENDING-AS-A-SERVICE

Launch a program

Standing up wholesale inventory finance? Vero provides day-to-day servicing and operational support on VeroOS, including OEM- and distributor-sponsored programs, so you go to market fast and scale efficiently.

Servicing, funding, and portfolio oversight run for you
OEM & distributor sponsored finance from day one
Launch, scale, and expand across verticals
Tailored for equipment

Built for how equipment inventory actually moves

Serialized and non-serialized

Track every unit by VIN, serial or lot, from a single excavator to a rack of attachments, with title and custody attached to the same record.

Curtailments by vertical

Schedules calibrated to how construction, ag or marine inventory turns, not one blunt rule.

Auction & direct sourcing

Fund inventory from OEMs, distributors, and auctions with source-aware advance rates.

Equipment-grade titles

Title and lien tracking for titled and untitled equipment, with custody control.

Field & digital audits

Real-time monitoring plus digital and on-site audits that cut friction and surprise.

OEM & distributor programs

Stand up sponsored finance for manufacturers and their dealer ecosystems.

Tractor at work in an open field
The collateral

From the showroom floor to the job site

Curtailments calibrated by vertical, titles tracked through the term, and audits that do not ambush the dealer.

Lending-as-a-Service

Launch and scale without building a back office

The operational load of funding, servicing, portfolio management and risk is what historically kept lenders from serving smaller facilities economically. Vero carries it, so you can enter the market fast and grow across verticals with a modern borrower and partner experience.

Day-to-day servicing and operational support on VeroOS
OEM- and distributor-sponsored programs from day one
Serve the small and mid-sized facilities others cut first
Program launch
On track
1
Underwriting model configured
Advance rates & curtailments by vertical
Done
2
Dealers onboarded
KYB, credit, and portal access
Done
3
Funding live
First advances flowing
Done
4
Servicing & audits running
Managed by Vero on VeroOS
Live
Time to first funding
Weeks, not quarters
Unit‑level
Tracking on every unit floored
Real‑time
Floor visibility across every dealer
100%
Title and audit control, digital or on‑site
1
Platform from application to payoff
One platform

Application to payoff, on VeroOS

Every function a floor plan program needs, built modular so you run only what you need and add the rest as you grow.

Applications & portals
Pipeline
Applications, KYB, underwriting and annual reviews
Dealer Portal
Self-service funding requests, statements and payoffs
Supplier Portal
Supplier and distributor invoice submission
Money movement
$
Funding
Advance requests, invoice purchase and disbursement
Payments
Curtailments, payoffs, statements and collections
Account Mgmt / Servicing
Amendments, exceptions and borrower communications
Collateral & compliance
Inventory
Every floored unit by VIN, serial or lot, with live aging
Title Management
Title, lien and custody tracking
Audits
Digital and on-site inventory audits
Risk & reporting
Risk
Automated alerts and watch lists
Portfolio Mgmt
Concentration, utilization and exposure
Reporting
Portfolio oversight and exports
Live on Vero

An equipment finance company added floor plan without building the stack

A commercial equipment finance company that has served manufacturers, dealers and distributors for decades went live on a Vero Lending-as-a-Service program, launching floor plan financing for its dealer network. It chose the LaaS route after weighing what it would have cost to stand up the program in house.

The program runs on VeroOS and pairs the platform with Vero's servicing team, covering daily risk monitoring, payment processing, portfolio reporting and collections support, while its dealers get real-time visibility into credit availability and utilization through a digital portal for funding requests, inventory management and day-to-day account servicing.

Explore Managed Services →

“Our platform and servicing operations are designed exactly for this use case: helping sophisticated lenders launch new credit products quickly, with the controls, data, and dealer experience that institutional capital expects.”

John Mizzi, CEO, Vero Technologies

See equipment finance on VeroOS

A 30-minute walkthrough mapped to your program, your operators, and your suppliers.