Annual review completeRidgeline Truck Center
Credit & underwriting
Applications, document collection, underwriting and annual reviews in one tracked pipeline. No email chains.
Wholesale finance runs on systems built decades ago. VeroOS is the purpose-built alternative: application to payoff on one platform, open architecture, with intelligent automation running the routine work.
Wholesale finance doesn't have a technology problem. The problem is with the operating model.
Workflows, handoffs and org design still reflect an older world. Better software only helps when it is paired with a better operating model, and that is what VeroOS ships.
Twelve modules on one data model. Run the full stack, or start with one.
Applications, document collection, underwriting and annual reviews in one tracked pipeline. No email chains.
Dealers see their own line (availability, units floored, what is due and when) without calling you.
Suppliers and distributors submit invoices and track funding status in one place.
Purchase the invoice or fund the draw, with collateral checks applied before money moves.
Curtailments, payoffs and past-due tracking handled inside the workflow, not in spreadsheets.
Amendments and exceptions as tracked tasks, with document management and automated dealer communications.
Every floored unit tracked by VIN or serial, with aging and status live against the line.
Intelligent OCR captures titles, matches them to assets, and manages the full lifecycle.
Digital and on-site audits with photo verification, plus compliance checks and annual reviews.
Automated risk alerts, ML-powered dealer scoring and open banking feeds surface issues early.
Concentration, utilization and exposure across the whole book, by dealer, asset class and program.
Standard and custom reports across the portfolio: scheduled, exportable and BI-ready.
Powersports, equipment and ag, trucks and consumer auto. The same workflow and the same data model, calibrated to how each vertical actually turns.
Powersports & marine
Units tracked to the VIN or serial, with aging live against the line.
Equipment & ag
Curtailments calibrated by vertical, not one schedule for the whole book.
Trucks & vocational
Title tracking and custody control through the whole term.
Consumer auto
Dealer inventory floored, audited and paid off in one flow.
Credit and risk decisions need human judgment and a defensible record. VeroOS puts intelligence where it pays: ingesting messy data, scoring dealer risk in real time, flagging portfolio drift early and cutting manual audit effort, so your team supervises exceptions instead of processing every file.
Every document tracked from application to contracting: approved, uploaded or missing at a glance. Underwriters work a pipeline, not an inbox.
Explore the pipeline →Onboarding · Metro Auto Group
7 of 9 completeLenders, dealers and auditors work in the same platform. Every module writes to the same record, so nobody is reconciling a second version of the truth.
Applications, document collection, underwriting and annual reviews in one tracked pipeline. No email chains.
Digital and on-site audits with photo verification, plus compliance checks and annual reviews.
Dealers see their own line: availability, units floored, what is due and when, without calling you.
Already run a floor plan program? License the platform and modernize the operating model module by module. No rip-and-replace.
Modernize your program →Want to offer wholesale credit without building a back office? Our team runs funding, servicing, audit and dealer support on your behalf, on VeroOS and under your brand.
Launch a program →Built from the ground up for tri-party wholesale workflows, not a general LMS with a floor plan module bolted on.
Bureaus, open banking, title vendors and audit partners: 40+ integrations live, connected to one operating layer.
License VeroOS to modernize an existing program, or launch a new one with our Managed Services team running operations under your brand.
Our team has run wholesale lending operations end to end, from underwriting and funding through servicing and audit, and VeroOS is built from that operating experience.
A 30-minute walkthrough with people who've run the workflows you're modernizing.
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