Solutions · Consumer Auto Finance

Floor plan for auto dealers, with title ops that keep up

Used and franchise inventory turns fast and throws off titles by the hundreds. VeroOS floors the cars and runs the full title lifecycle, from OCR intake and VIN matching through verify, file and release, so paperwork never bottlenecks the line.

Welcome, Morgan ReyesApril 16, 2026
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Title IntakeInventoryTitle Release
6
Batch Prep
1
Verify
5
File
2
Unmatched
Batch Prep 6Verify 1File 5Unmatched 2Batch Search
BATCH IDUPLOADTRACKING NUMBERTITLE COUNTCREATE DATEVERIFIEDMATCHEDACTIONS
Gamma-772338Received6547478687442 TitlesApril 29, 20262 of 2Verified2 of 2File
Beta-380447Received342634565464563 TitlesApril 17, 20263 of 3Verified0 of 3File
Epsilon-347884Received764785756004547 TitlesApril 17, 20267 of 7Verified1 of 7File
Summit-797388Received346574656757763 TitlesApril 17, 20263 of 3Verified0 of 3File
Psi-738206Received456874659454546 TitlesApril 17, 20266 of 6Verified4 of 6File
The title difference
Paperwork that keeps pace with the sales floor
Titles filed, not stacked
Verified batches file straight to their coded folder instead of piling up behind your sales floor.
Every VIN reconciled
Each title is matched to the financed unit on intake, and anything unmatched is flagged before it becomes a problem.
Titles released on payoff
The moment a unit pays off, release the title back to the dealer on a tracked shipment, with no chase.
Why auto lenders choose Vero

Move metal fast without losing the titles

High-velocity lots generate titles by the hundreds. VeroOS runs the whole lifecycle as one tracked pipeline, so paperwork keeps pace with funding instead of holding it back.

Titles never bottleneck funding: intake, match, verify and file in one flow
Every missing or mismatched title surfaces the day it arrives, with VIN and batch
Clean title release the moment a unit sells and pays off
Title pipeline
On track
1
OCR intake
Titles & MSOs captured, VIN auto-read
Done
2
Verified
OCR confirmed against the financed unit
Done
3
Filed to coded folder
Coded folder assigned, count tracked
Done
4
Released on payoff
Title released and shipped with tracking
Live
Titles matched to units
Same day
Tailored for consumer auto

Built for volume, and the titles that come with it

Fast-turning inventory

Daily-pay and pay-as-sold curtailments tuned for high-velocity used-car lots.

High-volume title intake

OCR captures titles and MSOs at batch scale and auto-reads the VIN off each document.

VIN matching

Every title matched to the financed unit; anything unmatched is flagged with its batch.

Batch verify & file

Confirm OCR, file each title under a coded folder ID, and track title count and status per batch.

Title release on payoff

When a unit sells and pays off, the title ships back with a generated label and cover sheet, tracked to delivery.

Multi-state coverage

Titles and MSOs from every state recognized, because OCR reads each state's format and layout.

Front detail of a new car on a dealership lot after rain
The collateral

Move the metal. Keep the titles.

Intelligent OCR captures titles, matches them to assets, and manages the full lifecycle, so volume never outruns the paperwork.

One platform

Every workflow, covered

Modular, so you run only what you need: title-forward for auto, with the rest of the floor plan stack ready when you are.

Pipeline
Dealer applications, KYB, underwriting and onboarding
Dealer Portal
Self-service flooring and payoff requests
$
Funding
Advance requests and disbursement
Payments
Curtailments, payoffs and statements
Inventory
Floored units tracked by VIN, with live aging
Title Management
OCR intake, verification, filing and release on payoff
Audits
Digital and on-site inventory audits
Risk
Automated alerts and watch lists
Proven in production

A bank measured it: 75 seconds per title became 23

First Business Bank ran a five-day time study across its live title operation: 338 titles, 30 batches, every step timed. After moving title intake, verification and filing onto VeroOS, median processing time per title fell 69%.

69%
Lower median time per title
23sec
Median, down from a 75-second baseline
12of 16
Groups where verification took no measurable time at all
338
Titles measured across 30 batches

“Partnering with Vero to enhance our Title Management System has been a game-changer. The ability to automate title intake, processing, and distribution has allowed us to scale more efficiently while improving service levels for our clients.”

Jeff Widholm, Managing Director of Floorplan Financing, First Business Bank
Read the full time study →

See consumer finance on VeroOS

A 30-minute walkthrough mapped to your workflows and processes.