Who we serve

One operating model for the whole lending ecosystem

Banks, captives, independent lenders, auctions and OEMs run wholesale finance differently. VeroOS gives each of them the same modern operating layer, application to payoff, on one platform.

Welcome, Alex Rivera · Cedar Creek RV CenterJuly 13, 2026
A
My Floor Plan
My Inventory
Floor an Asset
Pending Requests
Payments
Billing
History
Reports
My Rep
Facility: LACC02100-CL1
$2.40M
Total line
$312,500
Available balance
$1,984,200
Amount in use
$103,300
Loans in process
7
Sold month to date
$14,820
Interest balance
34
Avg floored days
128
Assets floored
Bank Accounts
My Primary Bank
Account name
CEDAR CREEK · OPERATING
Number
•••• 4471
Alerts 2
Tasks 3
Curtailment due
3 units · payment due in 5 days
Insurance expiring
1 unit · renew by Jul 20
Task · upload BOS
2003 Wildwood · stock 27BH
Upcoming Events
July 2026
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Bank Holiday · Independence Day
Observed Friday, July 3, 2026

Wholesale finance looks different for a bank than for an auction. The operating model shouldn't have to.

Different segments, different regulators, different dealer relationships, but the same underlying workflow: apply, fund, service, title, audit. VeroOS standardizes that workflow and lets each lender configure it to their model.

Industries

Built for every asset-finance model

Pick the model closest to yours. Each runs on the same platform, tuned to how you lend.

Banks

Launch a wholesale line without standing up a servicing operation, or modernize the core you already run.

Explore banks →
Captive finance

White-label dealer floor plans under your brand, with servicing, titles, and audit built in from day one.

Explore captive finance →
OEMs & distributors

Embed dealer financing at the point of sale and fund your network without becoming a lender yourself.

Explore OEMs & distributors →
Independent lenders

Scale the book without scaling the back office, with full-service pipeline, servicing and risk on one platform.

Explore independent lenders →
Emerging & specialty lenders

Stand up a new program with our operators running it, then move to self-serve VeroOS when you're ready.

Explore Managed Services →
Auctions

Post-sale financing and digitized title release that close faster, keeping units moving off the lane.

Explore auctions →
A team working through a review together around a table
One operating model

Different segments, same underlying workflow

Apply, fund, service, title, audit. VeroOS standardizes that workflow and lets each model configure it to fit their book, rather than asking a bank and an auction to work the same way.

  • Different segments, different regulators, different dealer relationships
  • The same underlying lifecycle underneath all of them
  • License the platform, or hand operations to our team
Two ways to run it

License it, or let us operate it

SaaS
Run it on VeroOS

License the platform and modernize your program module by module. Open architecture, your team in control, no rip-and-replace.

Explore the platform →
Managed Services
Launch with our operators

Our team runs funding, servicing, audit and dealer support under your brand. You own the relationship and the economics.

Explore Managed Services →
Why Vero

One platform under every program

01
Purpose-built for wholesale

Configured for tri-party funding, servicing, titles and audit, not a generic loan system with a floor plan module bolted on.

02
Open architecture

40+ integrations live. Bureaus, open banking, title vendors and audit partners plug in, so you keep the stack you already trust.

03
One operating model

The same application-to-payoff workflow across every segment, configured to how each lender operates.

04
Built by operators

A team that has run wholesale finance programs, funding, servicing and audit included, not just written software for them.

See VeroOS on your book of business

A 30-minute walkthrough with people who've run the workflows you're modernizing.