About Us

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Our Story

Vero exists because wholesale and asset-backed lending has been underserved by technology for decades. Banks, captive finance companies, and independent lenders still rely on disconnected systems, manual title workflows, and spreadsheets to manage complex dealer and inventory portfolios. We built VeroOS as a modern operating system for this space, combining credit workflows, title management, risk monitoring, audit coordination, and servicing into a single platform. Paired with our operational team, Vero gives lenders the infrastructure to launch new programs, scale existing ones, and manage risk without assembling it all from scratch.

How We Partner

We partner with lenders the way they need us. Some teams use VeroOS as a standalone platform to run their own operations. Others pair the software with our servicing and BPO team for day-to-day support across onboarding, titles, collections, and audits. And for lenders launching new programs from the ground up, we offer full program design, from credit policy to operational playbook, so you can go live in weeks instead of months.

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Meet our Team

Vero brings together industry veterans and startup operators with deep experience in fintech, commercial lending, credit, risk, and enterprise software implementation. The team has scaled high‑growth ventures, led digital transformation at financial institutions, and built systems that sit alongside core banking and LMS platforms at community, regional, and national lenders. That mix of floor plan expertise and product rigor shapes how VeroOS is built: modern, modular, and grounded in how wholesale and asset finance actually run day‑to‑day

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John Mizzi

Co-Founder, CEO

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Isaac Zafarani

Co-Founder, COO

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Rama Potturu

Co-Founder, CTO

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Bradley Shepard

VP of Product

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Jason Bartz

VP of Partnerships

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Chasidy Heppard

VP of Partner Success

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David Moyer

VP of Credit

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Ashley Stubbs

VP of Risk

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Raizel Jane Yap

VP of Finance

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Dayana Jennings

Risk Manager

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Lisa Mitchell

Operations Manager

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Andrea Álvarez

Controller

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Kai Li

Software Engineer

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Sumit Aney

Software Engineer

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Karan Shekhawat

Business Analyst

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Vasu Kothamasu

Project Manager

Talk to Our Wholesale Finance Team

We'll review your current program, identify gaps, and show you where VeroOS fits. No pressure, just a real conversation about wholesale lending.

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