Independent finance companies compete on speed, not headcount. VeroOS gives you full-service pipeline, funding, servicing, titles, audits and risk on one platform, so a small team runs a serious book.
Independent lenders win on speed and service, but manual workflows cap how big the book can get before operations break. VeroOS automates the routine work so a lean team funds faster, services cleanly and scales without hiring for every new dealer.
Everything a floor plan program needs, built to run with a small team rather than a department for each function.
Applications, credit decisioning and same-day funding in one tracked pipeline, so you approve and disburse faster than the competition.
Curtailments, payoffs and dealer outreach automated inside the workflow, so a small team keeps the whole book current.
Intake, tracking, and release across physical and electronic titles, with missing-title exceptions surfaced early.
Real-time dealer scoring, alerts, open-banking feeds, and scheduled audits keep the portfolio inside your guidelines.
Utilization, aging and loan-to-value live: the visibility to grow the book without losing control of it.
40+ integrations live. Bureaus, open banking, title vendors and audit partners plug in, so you keep the stack you already trust.
Title, risk, credit and servicing on one platform, so a small team can carry a professional-grade wholesale program without stitching four vendors together.
License the platform and run the whole program with your team, modernizing module by module on open architecture.
Explore the platform →Hand overflow funding, servicing, audit or dealer support to our team and scale through busy stretches without permanent hires.
Explore Managed Services →Configured for tri-party funding, servicing, titles and audit, not a generic loan system with a floor plan module bolted on.
Automation handles the routine work, so the same team funds and services a bigger book without breaking.
40+ integrations live. Bureaus, open banking, title vendors and audit partners plug in, so you keep the stack you already trust.
A team that has run wholesale finance programs, funding, servicing and audit included, not just written software for them.
AutoUse has financed independent auto dealers across the Northeast for more than 50 years. It went live on VeroOS in December 2025, automating funding, curtailment tracking and repayment, with real-time inventory and dealer performance visibility and risk alerts. A month earlier, Soda Capital, a non-bank floorplan and distribution lender in Australia and New Zealand, went live as Vero's first deployment outside the US, running pipeline, servicing and portfolio management with asset-level risk monitoring and self-service tools for its dealers.
“Partnering with Vero gives us the tools to better serve our dealers while strengthening operational control. We’re excited to offer faster, smarter, and more transparent financing as we scale our portfolio.”
“Our business is built on speed, transparency, and technology, and Vero’s platform allows us to take that to the next level. With Vero’s expertise in purpose-built solutions for our industry, with a focus on automation and the user experience, we’re confident that we can scale more efficiently while continuing to provide best-in-class financing solutions to our partners and clients.”
A 30-minute walkthrough with our wholesale finance team, mapped to your program and the size you want to reach.
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